Asset protection varies depending on the investment product.

(1) Bank deposits　　　

The deposit insurance system protects the principal up to 10 million yen including ordinary deposits plus its interest.

 

(2) Non-life insurance　

90% of the claim payment and refunds will be covered by the Non-Life Insurance Policyholders Protection Corporation of Japan.

 

(3) Life insurance　

90% of the liability reserve will be protected by the Life Insurance Policyholders Protection Corporation of Japan.

 

(4) Investment trusts　

Distributor: The distributor does not manage the pension assets of participants, etc., so pension assets are protected even if the distributor goes bankrupt. 　

 

Investment trust management company: The investment trust management company does not manage the pension assets of participants, etc., so pension assets are protected even if the investment trust management company goes bankrupt. 　

 

Trustee: The trustee manages the pension assets of participants, etc. However, the pension assets are managed separately from the assets of the trustee, so the pension assets are protected even if the trustee goes bankrupt.