If the iDeCo offers the same product(s) that I hold in my previous company’s account, can I transfer the products directly?

No, you are not allowed to transfer products. In order to transfer assets, pension assets (investment products held) are converted into cash. Therefore, even if the products with the same name ar... Show Detail

What is automatic rollover and what happens if it happens?

If you were enrolled in a corporate-type DC and fail to complete the necessary rollover procedures within six months following the month which the loss of participant eligibility date (the date fol... Show Detail

I have transferred my assets from the defined contribution pension plan of my previous company. Can I check the amount of assets I transferred?

You can see it on the AnswerNet. ＜How to find information on conversion assets and rollover assets that have been transferred＞ Log in to the AnswerNet ＞ Click on the "Account Information"... Show Detail

I am planning to return to work after childcare leave. When can I apply to resume participant contributions? I am enrolled in a corporate-type DC with matchi...

While company contributions are suspended, you are not able to apply for participant contributions (employee matching contribution). After the childcare leave, resumption of "company contrib... Show Detail

What is plan conversion?

Plan conversion refers to transferring all or part of the assets related to an existing retirement benefit plan to a corporate-type DC when a company implements a corporate-type DC. The reti... Show Detail

What are the disadvantages of automatic rollover?

(1) Additional fees are incurred. (4,348 yen for automatic rollover, 52 yen per month from the fourth month following the month in which assets are automatically rolled over, 1,100 yen for transfe... Show Detail

Is it possible for a corporate-type DC participant to conduct switching after he/she retires?

If a corporate-type DC participant retires before the age of 60, he/she will not be able to change investment products once the procedure to terminate eligibility (registration of retirement) is co... Show Detail

If I retire with less than three years of service and return all of my pension assets to my employer, do I have to make up the investment losses and return t...

Even if pension assets fall below the accumulated amount of company contributions due to investment losses, you don’t need to make up the loss. If there are contributions other than company cont... Show Detail

What are the advantages and disadvantages of joining a corporate-type DC on an opt-in basis?

In a corporate-type DC, tax benefits are available at each stage of contribution, investing and benefit receipt. A version of a corporate-type DC commonly referred to as "opt-in" is a system... Show Detail

When transferring assets from a corporate-type DC to an individual-type DC (iDeCo), what happens to the investment products I hold?

All products you hold in the corporate-type DC are converted to cash, and then the products specified in the rollover procedures to the individual-type DC (iDeCo) will be purchased. Show Detail