Can I withdraw from a corporate-type DC?

In principle, it is not possible to withdraw from a corporate-type DC. You will receive retirement benefits usually from the age of 60. However, only if you resign before age 60 and satisfy certa... Show Detail

Can I withdraw my pension assets when I leave my company?

The defined contribution pension plan is a pension scheme stipulated by law for the purpose of stabilizing your life in retirement, therefore, in principle, pension assets cannot be withdrawn until... Show Detail

When transferring assets from a corporate-type DC to an individual-type DC (iDeCo), what happens to the investment products I hold?

All products you hold in the corporate-type DC are converted to cash, and then the products specified in the rollover procedures to the individual-type DC (iDeCo) will be purchased. Show Detail

What are the disadvantages of automatic rollover?

(1) Additional fees are incurred. (4,348 yen for automatic rollover, 98 yen per month from the fourth month following the month in which assets are automatically rolled over, 550 yen for transferr... Show Detail

What is employee matching contribution? Is anyone allowed to make participant contributions?

Employee matching contribution is a scheme that allows participants to make contributions (participant contributions) on top of the contributions made by the company (company contributions) in a co... Show Detail

If the iDeCo offers the same product(s) that I hold in my previous company’s account, can I transfer the products directly?

No, you are not allowed to transfer products. In order to transfer assets, pension assets (investment products held) are converted into cash. Therefore, even if the products with the same name ar... Show Detail

When I change jobs and transfer my assets to a new defined contribution pension plan, can I keep investing in the same investment products without them being...

When you take rollover procedures, the investment products you hold will be sold and converted to cash, and the investment products of the new plan will be purchased. It is not possible to transfer... Show Detail

I joined a corporate-type DC at my new company. How can I transfer assets accumulated in my previous company?

In order to transfer your assets of the defined contribution pension plan (*1) you were enrolled in at your previous company to the corporate-type DC (plan administrator:Sompo Japan DC Securities) ... Show Detail

I am enrolled in a corporate-type DC. Can I check the DC plan document?

You can see it on the AnswerNet. ＜How to find "Corporate Type Pension Plan Document"＞ Log in to the AnswerNet ＞ Click on the “Participant Main Page" tab ＞ Click on "Confirm/Change Partici... Show Detail

I am going to resign from the company. Can I join an individual-type DC (iDeCo) before finding a new employer?

Even if you do not work or you do not find a new employer, you can open an individual-type DC (iDeCo) account. There are requirements if you want to make contributions to iDeCo as a participant. ... Show Detail