Can I withdraw from an Individual-type DC (iDeCo)?

In principle, it is not possible to withdraw from an individual-type DC (iDeCo). You will receive retirement benefits usually from the age of 60. However, you may receive a early lump-sum payment... Show Detail

I am a foreign national, can I join an individual-type DC (iDeCo)?

Regardless of nationality, insured persons of the National Pension who are under age 65 are allowed to join iDeCo. However, please note that the following persons are not eligible to join. ... Show Detail

Are any documents required for the procedure to receive income deduction for Individual-type DC (iDeCo)?

A "Certificate of Payment for Small Enterprise Mutual Aid Premiums (iDeCo Deduction Certificate)" "小規模企業共済等掛金払込証明書（iDeCo控除証明書）" is required. The "Certificate of Payment for Small Enterprise Mutu... Show Detail

How do I make an application to receive income deduction (tax refund) on my individual-type DC (iDeCo) contributions?

The full amount of contributions in an individual-type DC (iDeCo) is subject to income deduction. Those who make contributions to iDeCo by themselves (debit from their bank account) are eligible... Show Detail

I live overseas, but can I join an individual-type DC (iDeCo)?

Those who are Japanese nationals aged 20 and over but less than 65, and are voluntarily participating insured persons of the National Pension are eligible to join an individual-type DC (iDeCo). Show Detail

I moved. I can't change my address on the AnswerNet, but how can I change it?

If you want to change your registered information in your individual-type DC (iDeCo), you are required to submit the necessary documents to the financial institution, so please contact the financia... Show Detail

Can company employees and public servants (Category II insured persons of the National Pension) join an Individual-type DC (iDeCo)?

You can join iDeCo. The maximum contribution amount (monthly) for an individual-type DC (iDeCo) differs depending on the participation status in other pension plans of your employer. ● Maximum c... Show Detail

I changed the amount of contributions for my individual-type DC (iDeCo). How can I make year-end adjustments with the changed contribution amount?

If you change the amount of contributions for the applicable period after the "Certificate of Payment for Small Enterprise Mutual Aid Premiums (iDeCo Deduction Certificate)" is sent, the National P... Show Detail

I am going to resign from the company. Can I join an individual-type DC (iDeCo) before finding a new employer?

Even if you do not work or you do not find a new employer, you can open an individual-type DC (iDeCo) account. There are requirements if you want to make contributions to iDeCo as a participant. ... Show Detail

Is it possible to participate in both a corporate-type DC and an individual-type DC (iDeCo)?

Due to the law amendments in October 2022, simultaneous enrollment in a corporate-type DC and Individual-type DC (iDeCo) is allowed if all of the following requirements are met. (1) The combined... Show Detail