Can I withdraw from an Individual-type DC (iDeCo)?

In principle, it is not possible to withdraw from an individual-type DC (iDeCo). You will receive retirement benefits usually from the age of 60. However, you may receive a early lump-sum payment... Show Detail

When I designate a bank to debit my contributions to an individual-type DC (iDeCo), what should I do if I have not registered a seal with the bank?

If you have not registered a seal with the bank, please contact the bank directly if the "registered seal" is required or not to designate the bank. (1) If a registered seal is required, ple... Show Detail

If the iDeCo offers the same product(s) that I hold in my previous company’s account, can I transfer the products directly?

No, you are not allowed to transfer products. In order to transfer assets, pension assets (investment products held) are converted into cash. Therefore, even if the products with the same name ar... Show Detail

Is it possible to participate in both a corporate-type DC and an individual-type DC (iDeCo)?

Due to the law amendments in October 2022, simultaneous enrollment in a corporate-type DC and Individual-type DC (iDeCo) is allowed if all of the following requirements are met. (1) The combined... Show Detail

I live overseas, but can I join an individual-type DC (iDeCo)?

Those who are Japanese nationals aged 20 and over but less than 65, and are voluntarily participating insured persons of the National Pension are eligible to join an individual-type DC (iDeCo). Show Detail

Can a stay-at-home spouse (Category III insured persons of the National Pension) join an individual-type DC (iDeCo)?

You can join iDeCo. The maximum contribution amount (monthly) is 23,000 yen. Stay-at-home spouses with no taxable income do not benefit from income deduction. Please note that you are... Show Detail

Are any documents required for the procedure to receive income deduction for Individual-type DC (iDeCo)?

A "Certificate of Payment for Small Enterprise Mutual Aid Premiums (iDeCo Deduction Certificate)" "小規模企業共済等掛金払込証明書（iDeCo控除証明書）" is required. The "Certificate of Payment for Small Enterprise Mutu... Show Detail

I am a foreign national, can I join an individual-type DC (iDeCo)?

Regardless of nationality, insured persons of the National Pension who are under age 65 are allowed to join iDeCo. However, please note that the following persons are not eligible to join. ... Show Detail

I don't know the registered company number in the "Application for Enrollment in Individual-type DC Plan".

In the case of payment from your personal bank account, you are not required to fill in the registered company number. In the case of payment via employer (deduction from salary), please check t... Show Detail

I am going to resign from the company. Can I join an individual-type DC (iDeCo) before finding a new employer?

Even if you do not work or you do not find a new employer, you can open an individual-type DC (iDeCo) account. There are requirements if you want to make contributions to iDeCo as a participant. ... Show Detail