Can I withdraw from an Individual-type DC (iDeCo)?

In principle, it is not possible to withdraw from an individual-type DC (iDeCo). You will receive retirement benefits usually from the age of 60. However, you may receive a early lump-sum payment... Show Detail

Are any documents required for the procedure to receive income deduction for Individual-type DC (iDeCo)?

A "Certificate of Payment for Small Enterprise Mutual Aid Premiums (iDeCo Deduction Certificate)" "小規模企業共済等掛金払込証明書（iDeCo控除証明書）" is required. The "Certificate of Payment for Small Enterprise Mutu... Show Detail

How do I make an application to receive income deduction (tax refund) on my individual-type DC (iDeCo) contributions?

The full amount of contributions in an individual-type DC (iDeCo) is subject to income deduction. Those who make contributions to iDeCo by themselves (debit from their bank account) are eligible... Show Detail

If the iDeCo offers the same product(s) that I hold in my previous company’s account, can I transfer the products directly?

No, you are not allowed to transfer products. In order to transfer assets, pension assets (investment products held) are converted into cash. Therefore, even if the products with the same name ar... Show Detail

I am a foreign national, can I join an individual-type DC (iDeCo)?

Regardless of nationality, insured persons of the National Pension who are under age 65 are allowed to join iDeCo. However, please note that the following persons are not eligible to join. ... Show Detail

When transferring assets from a corporate-type DC to an individual-type DC (iDeCo), what happens to the investment products I hold?

All products you hold in the corporate-type DC are converted to cash, and then the products specified in the rollover procedures to the individual-type DC (iDeCo) will be purchased. Show Detail

I don't know the registered company number in the "Application for Enrollment in Individual-type DC Plan".

In the case of payment from your personal bank account, you are not required to fill in the registered company number. In the case of payment via employer (deduction from salary), please check t... Show Detail

When is a "Certificate of Payment for Small Enterprise Mutual Aid Premiums (iDeCo Deduction Certificate)" for an individual-type DC (iDeCo) sent?

The delivery date of a "Certificate of Payment for Small Enterprise Mutual Aid Premiums (iDeCo Deduction Certificate)" "小規模企業共済等掛金払込証明書（iDeCo控除証明書）" for an individual-type DC (iDeCo) varies dependi... Show Detail

I want to take the procedure to receive income deduction for individual-type DC (iDeCo) contributions, but I will not be able to make it in time for year-end...

If you are not able to complete year-end adjustments in time, please complete the procedure on your tax return. If you are not able to file your tax return in time, please file an amended return... Show Detail

I don't know the company registration number of the previous company in a "Request to Rollover DC Asset Balance to New Individual-type DC Plan".

The "Request to Rollover DC Asset Balance to New Individual-type DC Plan" is the document to be submitted when transferring assets from a defined contribution pension plan to another defined contri... Show Detail