What is a designated investment product?

A designated investment product is an investment product to be purchased automatically in the event that participants do not designate allocation ratios during the instruction period(*1) and extens... Show Detail

What is the investment rate of return? Is it different from P/L ratio?

The "investment rate of return" refers to the ratio of profit or loss to the principal, generally expressed as an annual percentage (%). The investment rate of return on the AnswerNet is the... Show Detail

I made switching instructions, but the balance of investment products has not been changed. Why is that?

Switching refers to the procedure of selling the investment products currently held and purchasing other investment products. Therefore, it takes about one week to 10 days to complete all transa... Show Detail

Can I view the history of transactions that I have executed, such as purchases of investment products and switching ?

You can see it on the AnswerNet. ＜How to find "Transaction History"＞ Log in to the AnswerNet ＞ Click on the "Participant Main Page" tab ＞ Click on "View History" in the orange frame where... Show Detail

Are there any fees for switching investment products?

There is no fee for the switching procedure. Depending on the investment product, fees such as partial redemption charge or redemption charge may be deducted at the time of sale or purchase. ... Show Detail

If the contribution amount changes, do I need to designate allocation ratios again?

The allocation ratios are designated as a percentage (%). The percentage (%) is applied according to the contribution amount. You don’t need to designate the allocation ratio if you purchase at the... Show Detail

Is it possible for a corporate-type DC participant to conduct switching after he/she retires?

If a corporate-type DC participant retires before the age of 60, he/she will not be able to change investment products once the procedure to terminate eligibility (registration of retirement) is co... Show Detail

What happens if I do not provide investment instructions for contributions?

＜Corporate-type DC＞ If investment instructions are not provided when contributions are made, contributions will be managed in cash as uninstructed individual assets. An investment product(s) can b... Show Detail

I am investing in investment trusts and received dividends. Can I reinvest them?

Part of a profit derived from investing in investment trusts may be returned to investors. This returned money is called a dividend. When dividends are paid in a defined contribution pension pla... Show Detail

What is the method of long-term investment?

The purpose of a defined contribution pension plan is to build assets for post-work life. Therefore, the investment period in a defined contribution pension plan is long. The key to the investmen... Show Detail