Can I apply for participant contributions on the AnswerNet? I am enrolled in a corporate-type DC with matching contributions.

The application procedure for participant contributions varies depending on the plan in which you are enrolled. (1) Plans which allow applications on the AnswerNet ＜Procedure for new appl... Show Detail

What is automatic rollover and what happens if it happens?

If you were enrolled in a corporate-type DC and fail to complete the necessary rollover procedures within six months following the month which the loss of participant eligibility date (the date fol... Show Detail

I received an important notice (notice of automatic rollover) regarding the defined contribution pension"確定拠出年金に関する重要なお知らせ（自動移換通知）". What is this?

This is to inform you that your assets accumulated in the corporate-type DC have been automatically rolled over to the National Pension Fund Association"国民年金基金連合会". When you lose your eligib... Show Detail

What are the disadvantages of automatic rollover?

(1) Additional fees are incurred. (4,348 yen for automatic rollover, 52 yen per month from the fourth month following the month in which assets are automatically rolled over, 1,100 yen for transfe... Show Detail

If I retire with less than three years of service and return all of my pension assets to my employer, do I have to make up the investment losses and return t...

Even if pension assets fall below the accumulated amount of company contributions due to investment losses, you don’t need to make up the loss. If there are contributions other than company cont... Show Detail

Can I change the contribution amount (company contribution) for a corporate-type DC?

The "plan document" for each company (plan) stipulates whether or not the contribution amount for a corporate-type DC can be changed. For more information on change and procedures, please check ... Show Detail

Can I apply for participant contributions (initial application, amount change, voluntary suspension and resumption) at any time? I am enrolled in a corporate...

The designated acceptance period varies depending on what participant contribution you are applying for. (1) An initial application can be made at any time. (*1) (2) An application for amount... Show Detail

I am planning to return to work after childcare leave. When can I apply to resume participant contributions? I am enrolled in a corporate-type DC with matchi...

While company contributions are suspended, you are not able to apply for participant contributions (employee matching contribution). After the childcare leave, resumption of "company contrib... Show Detail

If the rollover procedures take two months, it is likely that the procedure deadline will be missed and assets will be automatically rolled over. What will h...

If the completed documents are received by the financial institution before the procedure deadline, the request is considered to have been made by the deadline and assets will not automatically rol... Show Detail

What is forfeiture of company contributions when I retire?

"Forfeiture of company contributions" refers to returning to the employer the amount equivalent to the contributions made by the employer out of the pension assets only in the case of voluntary res... Show Detail