If an investment product provider goes bankrupt, what happens to the pension assets I have accumulated?

Asset protection varies depending on the investment product. (1) Bank deposits　　　 The deposit insurance system protects the principal up to 10 million yen including ordinary deposits plus its... Show Detail

Can I check on the AnswerNet whether I am enrolled in an individual-type DC (iDeCo) or a corporate-type DC?

You can see it on the AnswerNet. ● AnswerNet Login (Link) ＜How to find "DC Plan Informatuin"＞ Log in to the AnswerNet ＞ Click on the “Participant Main Page" tab ＞ Click on "Confirm/Change Pa... Show Detail

Does “DC Participation History” in the Account Statement mean the total period enrolled in the defined contribution pension plans up to date?

If you have transferred your assets from the previous plan, your assets and period are transferred and shown as the total period. Information of the previous plan may not be reflected immediatel... Show Detail

If an asset administrator (financial institution providing administrative services) goes bankrupt, what happens to the pension assets I have accumulated?

As an asset administrator manages pension assets separately from the assets of the asset administrator itself, so even if an asset administrator goes bankrupt, the pension assets you have accumulat... Show Detail

Who pays contributions?

It depends on whether it is a corporate-type DC or an individual-type DC (iDeCo). ＜Corporate-type DC＞ The company (*1) pays contributions. Some DC plans may require participants to make contri... Show Detail

What procedures are required when a participant dies?

The bereaved family needs to file a claim for a lump-sum death benefit in writing. The bereaved family is requested to contact the AnswerCenter. (Link) (Please have the deceased's basic pension n... Show Detail

What is an investment product provider?

It refers to a financial institution that provides financial products (investment products) to invest contributions made in a defined contribution pension plan. It includes banks, securities firms,... Show Detail

What is a participant?

A participant refers to those who make contributions and give investment instructions. Those who do not make contributions but only give investment instructions for pension assets are referred t... Show Detail

If a plan administrator goes bankrupt, what happens to the pension assets I have accumulated?

In a corporate-type DC, assets are managed by an asset administrator, and in an individual-type DC (iDeCo), they are managed by the National Pension Fund Association, so even if a plan administrato... Show Detail

What is an asset administrator?

It refers to an institution that manages the DC assets of participants, etc. (participants and investment instructors). An asset administrator receives contributions, purchases and sells investment... Show Detail