What is the voluntary participation system of the National Pension?

If you do not meet the eligibility requirements to receive the Old-age Basic Pension by the age of 60, or if you cannot receive the full amount of Old-age Basic Pension due to less than 40 years of... Show Detail

What is an investment instructor?

An Investment instructor refers to those who do not make contributions but only invest pension assets. Those who make contributions and give investment instructions are referred to as "participant”. Show Detail

What is a participant?

A participant refers to those who make contributions and give investment instructions. Those who do not make contributions but only give investment instructions for pension assets are referred t... Show Detail

Who pays contributions?

It depends on whether it is a corporate-type DC or an individual-type DC (iDeCo). ＜Corporate-type DC＞ The company (*1) pays contributions. Some DC plans may require participants to make contri... Show Detail

Can I check on the AnswerNet whether I am enrolled in an individual-type DC (iDeCo) or a corporate-type DC?

You can see it on the AnswerNet. ● AnswerNet Login (Link) ＜How to find "DC Plan Informatuin"＞ Log in to the AnswerNet ＞ Click on the “Participant Main Page" tab ＞ Click on "Confirm/Change Pa... Show Detail

If an investment product provider goes bankrupt, what happens to the pension assets I have accumulated?

Asset protection varies depending on the investment product. (1) Bank deposits　　　 The deposit insurance system protects the principal up to 10 million yen including ordinary deposits plus its... Show Detail

If an asset administrator (financial institution providing administrative services) goes bankrupt, what happens to the pension assets I have accumulated?

As an asset administrator manages pension assets separately from the assets of the asset administrator itself, so even if an asset administrator goes bankrupt, the pension assets you have accumulat... Show Detail

If a plan administrator goes bankrupt, what happens to the pension assets I have accumulated?

In a corporate-type DC, assets are managed by an asset administrator, and in an individual-type DC (iDeCo), they are managed by the National Pension Fund Association, so even if a plan administrato... Show Detail

If my company goes bankrupt, what happens to the pension assets I have accumulated?

Pension assets are managed by an asset administrator such as a trust bank and are kept separate from the company assets. Even if your company goes bankrupt, the pension assets you have accumulated ... Show Detail

What is an investment product provider?

It refers to a financial institution that provides financial products (investment products) to invest contributions made in a defined contribution pension plan. It includes banks, securities firms,... Show Detail