What is an investment instructor?

An Investment instructor refers to those who do not make contributions but only invest pension assets. Those who make contributions and give investment instructions are referred to as "participant”. Show Detail

Does “DC Participation History” in the Account Statement mean the total period enrolled in the defined contribution pension plans up to date?

If you have transferred your assets from the previous plan, your assets and period are transferred and shown as the total period. Information of the previous plan may not be reflected immediatel... Show Detail

If my company goes bankrupt, what happens to the pension assets I have accumulated?

Pension assets are managed by an asset administrator such as a trust bank and are kept separate from the company assets. Even if your company goes bankrupt, the pension assets you have accumulated ... Show Detail

If a plan administrator goes bankrupt, what happens to the pension assets I have accumulated?

In a corporate-type DC, assets are managed by an asset administrator, and in an individual-type DC (iDeCo), they are managed by the National Pension Fund Association, so even if a plan administrato... Show Detail

Does Sompo Japan DC Securities offer NISA (tax exemption scheme for small investment)?

Sompo Japan DC Securities does not offer the "tax exemption scheme for small investment (NISA)". 　　 An individual-type DC (iDeCo) is offered by Sompo Japan DC Securities. For information on Somp... Show Detail

Who pays contributions?

It depends on whether it is a corporate-type DC or an individual-type DC (iDeCo). ＜Corporate-type DC＞ The company (*1) pays contributions. Some DC plans may require participants to make contri... Show Detail

What is portability?

In a defined contribution pension plan, portability refers to transferring assets. When you lose participant eligibility in a corporate-type defined contribution pension plan, you can transfer y... Show Detail

If an asset administrator (financial institution providing administrative services) goes bankrupt, what happens to the pension assets I have accumulated?

As an asset administrator manages pension assets separately from the assets of the asset administrator itself, so even if an asset administrator goes bankrupt, the pension assets you have accumulat... Show Detail

What is an investment product provider?

It refers to a financial institution that provides financial products (investment products) to invest contributions made in a defined contribution pension plan. It includes banks, securities firms,... Show Detail

What is an asset administrator?

It refers to an institution that manages the DC assets of participants, etc. (participants and investment instructors). An asset administrator receives contributions, purchases and sells investment... Show Detail