Can I join an individual-type DC (iDeCo) at age 60 or older?

If you are Category II insured persons of Employees' Pension Insurance or voluntarily participating insured persons of the National Pension, you are eligible to join an individual-type DC (iDeCo). Show Detail

Can company employees and public servants (Category II insured persons of the National Pension) join an Individual-type DC (iDeCo)?

You can join iDeCo. The maximum contribution amount (monthly) for an individual-type DC (iDeCo) differs depending on the participation status in other pension plans of your employer. ● Maximum c... Show Detail

I don't know the company registration number of the previous company in a "Request to Rollover DC Asset Balance to New Individual-type DC Plan".

The "Request to Rollover DC Asset Balance to New Individual-type DC Plan" is the document to be submitted when transferring assets from a defined contribution pension plan to another defined contri... Show Detail

How do I make an application to receive income deduction (tax refund) on my individual-type DC (iDeCo) contributions?

The full amount of contributions in an individual-type DC (iDeCo) is subject to income deduction. Those who make contributions to iDeCo by themselves (debit from their bank account) are eligible... Show Detail

I changed the amount of contributions for my individual-type DC (iDeCo). How can I make year-end adjustments with the changed contribution amount?

If you change the amount of contributions for the applicable period after the "Certificate of Payment for Small Enterprise Mutual Aid Premiums (iDeCo Deduction Certificate)" is sent, the National P... Show Detail

I moved. I can't change my address on the AnswerNet, but how can I change it?

If you want to change your registered information in your individual-type DC (iDeCo), you are required to submit the necessary documents to the financial institution, so please contact the financia... Show Detail

I am going to resign from the company. Can I join an individual-type DC (iDeCo) before finding a new employer?

Even if you do not work or you do not find a new employer, you can open an individual-type DC (iDeCo) account. There are requirements if you want to make contributions to iDeCo as a participant. ... Show Detail

If the iDeCo offers the same product(s) that I hold in my previous company’s account, can I transfer the products directly?

No, you are not allowed to transfer products. In order to transfer assets, pension assets (investment products held) are converted into cash. Therefore, even if the products with the same name ar... Show Detail

When transferring assets from a corporate-type DC to an individual-type DC (iDeCo), what happens to the investment products I hold?

All products you hold in the corporate-type DC are converted to cash, and then the products specified in the rollover procedures to the individual-type DC (iDeCo) will be purchased. Show Detail

Can I make an application for iDeCo even though the registered company number on the Employer's Certificate is blank?

You may apply even if the registered company number is not written on the Employer's Certificate"事業所登録申請書 兼 第2号加入者に係る事業主の証明書" filled out by your company’s human resources department, etc. (excludin... Show Detail