Is it possible to participate in both a corporate-type DC and an individual-type DC (iDeCo)?

Due to the law amendments in October 2022, simultaneous enrollment in a corporate-type DC and Individual-type DC (iDeCo) is allowed if all of the following requirements are met. (1) The combined... Show Detail

If the iDeCo offers the same product(s) that I hold in my previous company’s account, can I transfer the products directly?

No, you are not allowed to transfer products. In order to transfer assets, pension assets (investment products held) are converted into cash. Therefore, even if the products with the same name ar... Show Detail

When I designate a bank to debit my contributions to an individual-type DC (iDeCo), what should I do if I have not registered a seal with the bank?

If you have not registered a seal with the bank, please contact the bank directly if the "registered seal" is required or not to designate the bank. (1) If a registered seal is required, ple... Show Detail

Can I withdraw from an Individual-type DC (iDeCo)?

In principle, it is not possible to withdraw from an individual-type DC (iDeCo). You will receive retirement benefits usually from the age of 60. However, you may receive a early lump-sum payment... Show Detail