When I designate a bank to debit my contributions to an individual-type DC (iDeCo), what should I do if I have not registered a seal with the bank?

If you have not registered a seal with the bank, please contact the bank directly if the "registered seal" is required or not to designate the bank. (1) If a registered seal is required, ple... Show Detail

I am enrolled in an individual-type DC (iDeCo), but my contributions were not withdrawn due to insufficient balance. Can I make a late payment?

Under iDeCo, unpaid contributions cannot be made at a later date. Show Detail

Can I join an individual-type DC (iDeCo) at age 60 or older?

If you are Category II insured persons of Employees' Pension Insurance or voluntarily participating insured persons of the National Pension, you are eligible to join an individual-type DC (iDeCo). Show Detail

Can I make an application for iDeCo even though the registered company number on the Employer's Certificate is blank?

You may apply even if the registered company number is not written on the Employer's Certificate"事業所登録申請書 兼 第2号加入者に係る事業主の証明書" filled out by your company’s human resources department, etc. (excludin... Show Detail

I don't know the company registration number of the previous company in a "Request to Rollover DC Asset Balance to New Individual-type DC Plan".

The "Request to Rollover DC Asset Balance to New Individual-type DC Plan" is the document to be submitted when transferring assets from a defined contribution pension plan to another defined contri... Show Detail

Defined benefit-type corporate pensions (defined benefit pension plan (DB), employees' pension fund, etc.) are available at my company. Can I join an individ...

You can join iDeCo. If you are enrolled in defined benefit-type corporate pensions (defined benefit pension plan (DB), employees' pension fund, etc.), the maximum contribution amount is 20,000 yen... Show Detail

I want to take the procedure to receive income deduction for individual-type DC (iDeCo) contributions, but I will not be able to make it in time for year-end...

If you are not able to complete year-end adjustments in time, please complete the procedure on your tax return. If you are not able to file your tax return in time, please file an amended return... Show Detail

How can I transfer assets in the Pension Fund Association to an individual-type DC (iDeCo)?

You need to take procedures in written form. Both of the following requirements must be met to proceed. ・Be a "participant (making contributions)" of an Individual-type DC (iDeCo). ・Completed ... Show Detail

If the iDeCo offers the same product(s) that I hold in my previous company’s account, can I transfer the products directly?

No, you are not allowed to transfer products. In order to transfer assets, pension assets (investment products held) are converted into cash. Therefore, even if the products with the same name ar... Show Detail

Can a stay-at-home spouse (Category III insured persons of the National Pension) join an individual-type DC (iDeCo)?

You can join iDeCo. The maximum contribution amount (monthly) is 23,000 yen. Stay-at-home spouses with no taxable income do not benefit from income deduction. Please note that you are... Show Detail