Can company employees and public servants (Category II insured persons of the National Pension) join an Individual-type DC (iDeCo)?

You can join iDeCo. The maximum contribution amount (monthly) for an individual-type DC (iDeCo) differs depending on the participation status in other pension plans of your employer. ● Maximum c... Show Detail

I am enrolled in an individual-type DC (iDeCo), but my contributions were not withdrawn due to insufficient balance. Can I make a late payment?

Under iDeCo, unpaid contributions cannot be made at a later date. Show Detail

Can I join an individual-type DC (iDeCo) at age 60 or older?

If you are Category II insured persons of Employees' Pension Insurance or voluntarily participating insured persons of the National Pension, you are eligible to join an individual-type DC (iDeCo). Show Detail

Can self-employed persons (Category I insured persons of the National Pension) join an individual-type DC (iDeCo)?

iDeCo participation is allowed for category I insured persons of the National Pension who meet the following requirements. ・Self-employed persons who are Japanese residents aged 20 and over ... Show Detail

When I designate a bank to debit my contributions to an individual-type DC (iDeCo), what should I do if I have not registered a seal with the bank?

If you have not registered a seal with the bank, please contact the bank directly if the "registered seal" is required or not to designate the bank. (1) If a registered seal is required, ple... Show Detail

How can I transfer assets in the Pension Fund Association to an individual-type DC (iDeCo)?

You need to take procedures in written form. Both of the following requirements must be met to proceed. ・Be a "participant (making contributions)" of an Individual-type DC (iDeCo). ・Completed ... Show Detail

I am going to resign from the company. Can I join an individual-type DC (iDeCo) before finding a new employer?

Even if you do not work or you do not find a new employer, you can open an individual-type DC (iDeCo) account. There are requirements if you want to make contributions to iDeCo as a participant. ... Show Detail

Can a stay-at-home spouse (Category III insured persons of the National Pension) join an individual-type DC (iDeCo)?

You can join iDeCo. The maximum contribution amount (monthly) is 23,000 yen. Stay-at-home spouses with no taxable income do not benefit from income deduction. Please note that you are... Show Detail

Can I make an application for iDeCo even though the registered company number on the Employer's Certificate is blank?

You may apply even if the registered company number is not written on the Employer's Certificate"事業所登録申請書 兼 第2号加入者に係る事業主の証明書" filled out by your company’s human resources department, etc. (excludin... Show Detail

I live overseas, but can I join an individual-type DC (iDeCo)?

Those who are Japanese nationals aged 20 and over but less than 65, and are voluntarily participating insured persons of the National Pension are eligible to join an individual-type DC (iDeCo). Show Detail