Contributions for my individual-type DC (iDeCo) have been withdrawn from my bank account, but the asset balance on the AnswerNet is still zero. Why is this?

Contributions for an individual-type DC (iDeCo) are withdrawn from bank account on the 26th(*). Once the contributions are withdrawn, they are kept by the National Pension Fund Association and c... Show Detail

How often can I change products through switching?

There is no limit to the number of times or frequency of conducting switching. Under the law, participants and investment instructors shall be able to provide investment instructions at least once ... Show Detail

What is risk? What is meant by "high risk"?

＜Risk＞ Risk refers to the range of fluctuation of return (the standard deviation). Risk is expressed as a percentage (%). Risk is associated with "danger" or "loss", but in the world of inves... Show Detail

If the contribution amount changes, do I need to designate allocation ratios again?

The allocation ratios are designated as a percentage (%). The percentage (%) is applied according to the contribution amount. You don’t need to designate the allocation ratio if you purchase at the... Show Detail

What type of investment is a diversified investment?

Diversified investment refers to investing in multiple assets with different price fluctuation characteristics. When diversifying investments, fully understand the characteristics of each pr... Show Detail

I made switching instructions, but the balance of investment products has not been changed. Why is that?

Switching refers to the procedure of selling the investment products currently held and purchasing other investment products. Therefore, it takes about one week to 10 days to complete all transa... Show Detail

What are uninstructed individual assets?

It refers to, among assets in a defined contribution pension account, the assets for which investment instructions are not provided. If investment instructions are not provided when contribution... Show Detail

What is the method of long-term investment?

The purpose of a defined contribution pension plan is to build assets for post-work life. Therefore, the investment period in a defined contribution pension plan is long. The key to the investmen... Show Detail

What happens if I do not provide investment instructions for contributions?

＜Corporate-type DC＞ If investment instructions are not provided when contributions are made, contributions will be managed in cash as uninstructed individual assets. An investment product(s) can b... Show Detail

How many days does it take to complete a transaction for switching investment products?

Switching refers to the procedure of selling the investment products currently held and purchasing other investment products with the sales proceeds. It takes approximately 1 week to 10 days to com... Show Detail