In order to receive retirement benefits from the age 60, those who joined an Individual-type DC (iDeCo) under the age 60 are required to have a total participation period of 10 years or more as of the age 60. If the total participation period is less than 10 years as of the age 60, the pensionable age is stipulated according to the period.

 

The total participation period refers to the sum of the following periods by age 60 (excluding overlapping periods).

(1) Period of participation, as a participant or an investment instructor, in a corporate-type DC plan

(2) Period of participation, as a participant or an investment instructor, in an individual-type DC plan

(3) Period of participation in pension plans other than DC plans in case you have conversion assets and/or rollover assets

＊If you received an early lump-sum payment, your total participation period may be adjusted.